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Family playing in riverbed.
Searching for experiences this summer that won't break the bank? Look no further. Summer is all about making memories—from spontaneous adventures to enjoying a summer night out. And the best part? You don’t need a big budget to make it meaningful.
 
Embrace the Local Life
Western North Carolina is full of free and affordable experiences this summer. Along with taking a drive on the Blue Ridge Parkway or visiting a local favorite like Sliding Rock, Lake Junaluska, or Dupont State Forest, here are a few events this July that go easy on the wallet.
🎵 Hillbilly Jam 2025 - Maggie Valley: On July 25 & 26, experience the music of the mountains as well as food, games, and more. Admission is $10 a day while kids 10 and under attend for free.
💃 Summer Street Dance – Waynesville: On July 18, join the community for a lively evening of traditional Appalachian music and dancing from 6:30 PM to 9:00 PM. This fun event is free for all ages.
🎨 The Big Crafty – Asheville: On July 12 & 13, explore a vibrant craft fair featuring local artisans, live music, and food trucks. It's a great way to support local creatives and find unique handmade items. Tickets are $10 for Saturday, and Sunday is free.
🎨 Chalk It Up! Hendersonville: On July 12, watch as downtown sidewalks transform into colorful works of art during this annual chalk art competition. It's a fun event for all ages.
📚Summer Family Show - Brevard: Every Wednesday in July, enjoy a wide range of events from meeting animals, hearing music, expanding your science knowledge, and more!
💡 Create a “summer fun” space in your budget so you can plan for even more adventures without overspending.
 
Say Yes to New Adventures—Not New Debt
It’s easy to let the excitement of summer lead to impulse buys or last-minute splurges. Keep the fun without the regret.
- Think “experience over expense”: A backyard bonfire with friends can be just as memorable as a pricey outing.
- Set a weekly limit: Use cash or a debit card for your "fun money" so you don’t overspend.
- Skip the big-ticket purchases: A great way to experience the summer without spending the big bucks is renting—bikes, paddleboards, or even camping gear.
- Split the cost: If you're able to, carpool to events with friends to your destination. Not only do you save on gas, but it might make for a few great experiences you'll look back on fondly.
💡Use our Round-Up program with your debit card to automatically save every time you spend! Those little round-ups add up fast and can be used for your next adventure!
 
Keep Your Budget in View
Budgeting isn’t about saying no—it’s about knowing where your money is going so you can say YES to what matters most to you.
- Make sure you are using a budget or even just a notes section in your phone to help track your spending.
- Set a “weekly money check-in” so you stay on track and avoid overspending surprises.
- Name your savings account something fun like “Weekend Experiences” or “Summer Bucket List” to keep yourself motivated.

You don’t need a big vacation or endless spending to make this summer count. Some of the best moments come from slowing down, being present, and planning just enough to say “yes” when the opportunity is there and make the most of every experience this summer right here in your backyard.