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Account Type Minimum Opening Deposit Annual Percentage Yield
Share Accounts - Variable Rates
Regular Shares $5.00
0.40%
Miscellaneous Shares $0.00
0.40%
Christmas Club $0.00
0.40%
Explore Savings $5.00
0.40%
Explore Teen Savings $5.00 0.40%
Business Edge Savings $5.00
0.40%
Share Draft Accounts - Variable Rates
Personal Checking $0.00
-------
Senior Rewards Checking $0.00
0.10%
Business Edge Checking $0.00
-------
Business Edge NPO Checking $0.00
0.10%
IRA Accounts - Variable Rates
Traditional IRA $0.00
1.20%
Roth IRA $0.00
1.25%
Share Certificates** - Fixed Rates
6 mo. Share Certificate $1000.00
0.80%
12 mo. Share Certificate $1000.00
1.00%
18 mo. Share Certificate $1000.00
1.20%
24 mo. Share Certificate $1000.00
1.50%
36 mo. Share Certificate $1000.00
2.00%
Senior Rewards Share Certificates** - Fixed Rates
6 mo. Share Certificate $1000.00
0.90%
12 mo. Share Certificate $1000.00
1.10%
18 mo. Share Certificate $1000.00
1.30%
24 mo. Share Certificate $1000.00
1.60%
36 mo. Share Certificate $1000.00
2.25%
Business Edge Share Certificates - Fixed Rates
Business Edge - 90 Day Certificate $1000.00
0.50%

*Annual Percentage Yield (APY) is the percentage rate reflecting the total amount of dividends paid on an account, based on the dividend rate and the frequency of compounding for a 365 day period. "APY" assumes the funds remain in the account for the period (365 days unless otherwise stated), any minimum balance requirements have been met, and that no other transactions occur during the period.

**A penalty will or may be imposed for early withdrawal from this type of certificate.

  • Quoted APY are subject to change daily at the discretion of the Board of Directors.
  • Minimum deposit must be maintained to earn interest.