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Auto Loans

Let Champion Credit Union simplify the lending process and get you in the car of your dreams with interest rates starting as low as 3.49% APR¹ and terms up to 96 months². We have partnered with dealers across Western North Carolina to offer you financing with Champion Credit Union right at the dealership! Simply ask for us by name.

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Auto Loans...Simplified

Interested in Refinancing your Auto Loan?

We're giving you 2% cash back³ when you refinance your auto loan from another lender with us! Enjoy your same car with lower payments and cash in your pockets.

 

Lifestyle/Personal Loans

Sometimes the unexpected happens and you find yourself needing extra cash. With a Lifestyle Loan, you will be able to cover those costs - like braces, college, or that vacation you deserve. Regardless of the reason, we'll help you when you need it the most.

Share/Pledge

Instead of dipping into your savings account when something unanticipated occurs, consider getting a share pledge loan. This unique loan is secured by money in an account and offers a lower interest rate compared to a lifestyle/personal loan. The funds are on hold until the loans is repaid. 

Credit Builder

Are you looking to start building credit or could you use a little help repairing past credit issues? A credit builder loan might be the right choice for you. This loan is secured by the funds of the loan itself, meaning that the amount you borrow is on hold until the loan has been repaid in full. Once released, the funds can remain in your savings account to earn interest, be withdrawn, or used for a Share/Pledge loan to continue building your credit.

Line of Credit 

Similar to a credit card, a line of credit will give you access to needed funds. Offering flexibility and a revolving limit, you can use the funds how and when you wish. You pay interest based on the borrowed amount you have used. A line of credit is also a good resource to use as overdraft protection on your checking account. 
 

Whether you are visiting us in the office or asking for us right at the dealership, let Champion Credit Union introduce you to lending…simplified. When you borrow locally with Champion Credit Union, you are helping to passionately impact your community by helping us to invest where we can.

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¹APR = Annual Percentage Rate. Minimum loan amount $5,000. All loan approvals are subject to normal underwriting guidelines. Rates and terms quoted represent the range of rates and terms available. Not all applicants will qualify for the lowest rate or longest term.  Rates and terms are based on the type of loan, collateral, amount of loan, and creditworthiness.
 
²7.99% APR (APR = Annual Percentage Rate). For example, if you borrow $25,000 for 96 months at 7.99%, your monthly payment would be $355.16. Minimum loan amount $5,000. All loan approvals are subject to normal underwriting guidelines. Not all applicants will qualify for the lowest rate or longest term. Rates and terms are based on type of loan, collateral, amount of loan, and creditworthiness. 
 
³Cash back is 2% of the loan balance up to $1,000. Cash back incentive program is only available for auto loans not currently financed with CCU. Existing auto loans currently financed with CCU do not qualify for this incentive program. Minimum loan amount $5,000. All loan approvals are subject to normal underwriting guidelines. Rates, payment, and other terms are based on the type of loan, collateral, amount of loan, and creditworthiness. Not all members will qualify for the lowest rate and payment may not be lower for every member. Amounts earned may be reported to the IRS.

Get 2% Cash Back³ Today!