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 Account Features

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Miscellaneous Share

Christmas Club

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Who It's For Members who need a dependable account with a low minimum deposit. Members who have special savings account needs - taxes, tuition, vacation, etc. Members who want extra cash for the holidays. Members who want the best rate of return possible on short-term savings.
Interest Interest accrued daily and paid monthly. Interest accrued daily and paid monthly. Interest accrued daily and paid monthly. Higher rates for larger deposits.
Minimum Deposit/Opening Balance $5 None None $1,000
Account Maintenance Fee None None None None
ATM Access Yes No No No
Overdraft Protection Can be used as overdraft protection on a checking account. Can be used as overdraft protection on a checking account. Cannot be used as overdraft protection. Cannot be used as overdraft protection.
Additional Information 24/7 access by phone and internet. 24/7 access by phone and internet. Money will be transferred to your primary savings account in early November.  Account automatically renews (unless closed early).
Several terms available from 6 months to 36 months.

Early withdrawal penalties may apply.