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Looking for a mortgage? Let Karen Cioce help you every step of the way! Karen started her career in banking in 1975, working her way up into various roles before eventually finding her niche as a Mortgage Loan Originator. Exceptional service, a thorough understanding of available products, and the patience to walk each client through the loan process are hallmarks of Karen’s business. As a result, she received President’s Club Status for being a Top Community Lender for six years in a row.

Follow the link below to apply for a mortgage loan with Karen! 

We offer a variety of loans with a range of options and terms to give you the best loan that will fit your needs, including: 

Champion Renovation Loan

Purchase and renovate your home, all with one simple loan! 
A Champion Renovation Loan provides funds to purchase your new home, plus up to $50,000 for a remodel or
renovation project. Whether you simply need to replace the floors or tackle a complete kitchen makeover, our team of mortgage professionals is help you achieve your goals. 

  • Non-Structural Home Improvements
  • Low to No Down Payment
  • No Minimum Amount of Repairs
  • Quick Closing

Being a member of a credit union means that you could pay lower interest rates on your loans. When you borrow locally with Champion Credit Union, you are helping to passionately impact your community by helping us invest where we can.

Ready to apply?

We have upgraded our payment system! You will need to create a new login the first time using the new system. 
Note: Mortgage payments made online will only advance the due date one month.

Notes: All loan approvals are subject to normal underwriting guidelines. The actual amount, interest rate, and term for which you qualify will depend on your income, credit score, property value, and other factors. Certain collateral restrictions may apply.

Champion CU NMLS# 509237

Click on this photo featuring Karen Cioce to get to an online mortgage application.NMLS# 278913